MULTOS: a significant contributor to EMV migration in the US

MULTOS: a significant contributor to EMV migration in the US

Posted on 21 January, 2016 in Category

21st January 2016, London – MAOSCO Ltd., the Secretariat of The MULTOS Consortium, today commended the partners of the MULTOS ecosystem for their exceptional contribution towards the EMV migration in the US.

More than 500 million EMV chip cards were issued in the US by the end of 2015, including over 3,000 financial institutions that issued cards based on MULTOS technology; a phenomenal achievement attributed to the organisations within the MULTOS Consortium.  Furthermore, MULTOS products are being offered by all card manufacturers active in the US, indicative of the popularity of MULTOS in the region and the ease of sourcing the products.  Converting such a large number of banking cards to EMV, particularly within the complex issuing environment in the US (an unprecedented number of issuers compared to any other EMV migration), required the collaboration of the varied organisations in the MULTOS Consortium – from chip suppliers, application providers and card vendors, to personalisation solutions, processors and schemes. 

MULTOS products are extensively deployed in markets requiring uncompromising security and flexibility; hallmarks of the MULTOS platform. This makes it ideal for securing payments such as those used in EMV for contact and contactless card and mobile payment solutions.  A number of US issuers are already taking this next step after standard chip card issuing, using MULTOS technology to offer cardholders the added convenience and speed of contactless transactions.

With its unique provisioning mechanism, MULTOS is also well suited for Instant Issuance, a solution gaining increased interest in the US as the next stage of the EMV evolution. The very first instant and in-field issuance projects used MULTOS technology more than 10 years ago, due to the higher security, ease of deployment and lack of key management issues compared with other technology.  The MULTOS Consortium members are playing a leading role in already deploying instant issuance in the US and the platform is delivering again on its quick-to-market promises.

“MULTOS continues to demonstrate its credentials as a trusted platform for EMV solutions with its recent adoption in the US market.  Its success in the US and the rest of the world is a reflection of the commitment to the technology from the diverse set of partners participating in the MULTOS scheme.” said Dave Meadon, Chairman of the MULTOS Consortium and Senior Vice President for EMV and Digital Devices at MasterCard.


MULTOS is the most robust, industry-backed high security smart card platform, delivering simplicity and innovation to the world’s leading card and e-passport issuers. With more than 850 million issued smart cards across 45 countries, thousands of issuers including national governments, banks, corporate enterprises and transit authorities have taken advantage of the high security, multi application platform for their deployment programmes. A wide range of applications including Chip & PIN payment, contactless payment, authentication, digital identity, biometrics, loyalty and mass-transit ticketing may be implemented, and co-reside, using a MULTOS powered chip.
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Contact:  Natsuko Callan

MULTOS Consortium members as of 2016:
ABnote, CPI Cardgroup, Consult Hyperion, Cryptomathic, CTS Caliber, DeltaCrypt, Discover, Dai Nippon Printing, EcosCard, Entrust Datacard, Fiserv, FIS, Gemalto, Giesecke & Devrient, Hitachi, Infineon Technologies, MasterCard, Multos International, NewTech, Oberthur Technologies, paySmart, Smart Energy Networks, STMicroelectronics, Thales, TechTrex, Toshiba, TSYS, Ubivelox, Union Pay

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